[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.aest.cz\/pujcky-se-shaneji-casto-tezko\/#Article","mainEntityOfPage":"https:\/\/www.aest.cz\/pujcky-se-shaneji-casto-tezko\/","headline":"P\u016fj\u010dky se sh\u00e1n\u011bj\u00ed \u010dasto t\u011b\u017eko","name":"P\u016fj\u010dky se sh\u00e1n\u011bj\u00ed \u010dasto t\u011b\u017eko","description":"Kdyby v\u0161echno na sv\u011bt\u011b fungovalo dokonale a nikdo by nikomu nic nekomplikoval, p\u0159i\u010dem\u017e lhostejno zda schv\u00e1ln\u011b nebo necht\u011bn\u011b, byli by na tom soukrom\u00ed podnikatel\u00e9 docela dob\u0159e. V jejich podnik\u00e1n\u00ed by se jim da\u0159ilo, a kdyby snad ne, za\u0161li by si jednodu\u0161e do n\u011bkter\u00e9ho finan\u010dn\u00edho \u00fastavu, tam by si bez probl\u00e9m\u016f p\u016fj\u010dili tolik pen\u011bz, kolik by...<p class=\"more-link-wrap\"><a href=\"https:\/\/www.aest.cz\/pujcky-se-shaneji-casto-tezko\/\" class=\"more-link\">P\u0159e\u010d\u00edst<span class=\"screen-reader-text\"> &ldquo;P\u016fj\u010dky se sh\u00e1n\u011bj\u00ed \u010dasto t\u011b\u017eko&rdquo;<\/span> &raquo;<\/a><\/p>","datePublished":"2023-02-23","dateModified":"2023-04-25","author":{"@type":"Person","@id":"https:\/\/www.aest.cz\/author\/#Person","name":"","url":"https:\/\/www.aest.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/da76ffe9456a057fb26f92cd8eb3d2effca853864e9ae2a35290bd1e10b1f7d4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/da76ffe9456a057fb26f92cd8eb3d2effca853864e9ae2a35290bd1e10b1f7d4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"aest.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.aest.cz\/wp-content\/uploads\/set-4878749_960_720.jpg","url":"https:\/\/www.aest.cz\/wp-content\/uploads\/set-4878749_960_720.jpg","height":0,"width":0},"url":"https:\/\/www.aest.cz\/pujcky-se-shaneji-casto-tezko\/","about":["Finance"],"wordCount":404,"articleBody":"   Kdyby v\u0161echno na sv\u011bt\u011b fungovalo dokonale a nikdo by nikomu nic nekomplikoval, p\u0159i\u010dem\u017e lhostejno zda schv\u00e1ln\u011b nebo necht\u011bn\u011b, byli by na tom soukrom\u00ed podnikatel\u00e9 docela dob\u0159e. V jejich podnik\u00e1n\u00ed by se jim da\u0159ilo, a kdyby snad ne, za\u0161li by si jednodu\u0161e do n\u011bkter\u00e9ho finan\u010dn\u00edho \u00fastavu, tam by si bez probl\u00e9m\u016f p\u016fj\u010dili tolik pen\u011bz, kolik by pot\u0159ebovali, a pak by to zase \u0159\u00e1dn\u011b splatili, aby bylo v\u0161e takov\u00e9, jak\u00e9 to m\u00e1 b\u00fdt.Jen\u017ee sv\u011bt dokonal\u00fd nen\u00ed. A kdy\u017e se podnikatel\u016fm neda\u0159\u00ed, mohou sice o p\u016fj\u010dku po\u017e\u00e1dat  http:\/\/www.kos.brnods.cz\/jak-pozadat-o-prijeti\/jak-pozadat-o-prijeti-do-domova-se-zvlastnim-rezim leckde, ov\u0161em bez z\u00e1ruky, \u017ee ji dostanou. A \u010dasto sp\u00ed\u0161 s re\u00e1ln\u00fdm rizikem, \u017ee neuvid\u00ed ani korunu. A to proto, \u017ee existuje jist\u00e9 riziko, \u017ee nebudou podnikatel\u00e9 z\u00edskan\u00e9 p\u016fj\u010dky spl\u00e1cet, a proto se tito prov\u011b\u0159uj\u00ed a ti, kte\u0159\u00ed nejsou bonitn\u00ed, nedostanou zkr\u00e1tka nic. Ne\u017e by v bance p\u016fj\u010dili n\u011bkomu, kdo nebude cht\u00edt nebo moci spl\u00e1cet, to rad\u011bji \u017e\u00e1dostem nevyhov\u00ed. Jistota je n\u011bkdy pro banky d\u016fle\u017eit\u011bj\u0161\u00ed ne\u017e blaho t\u011bch podnikaj\u00edc\u00edch.Ale i v takto nedokonal\u00e9m sv\u011bt\u011b (a dost mo\u017en\u00e1 velice pravd\u011bpodobn\u011b pr\u00e1v\u011b kv\u016fli jeho nedokonalosti) jsou prost\u011b podnikatelsk\u00e9 p\u016fj\u010dky \u010dasto nezbytnost\u00ed. Kdyby jich nebylo, kolik jenom by tu zkrachovalo podnikatel\u016f, maj\u00edc\u00edch vlastn\u011b t\u0159eba i jenom do\u010dasn\u00e9 finan\u010dn\u00ed pot\u00ed\u017ee! A tak se soukromn\u00edci \u010dasto p\u00edd\u00ed po p\u016fj\u010dce komplikovan\u011b a velice dlouho. Sh\u00e1n\u011bj\u00ed t\u0159eba i opakovan\u011b u r\u016fzn\u00fdch finan\u010dn\u00edch \u00fastav\u016f. Ale usp\u011bt se jim neda\u0159\u00ed.Ale n\u011bkde se p\u0159ece usp\u011bt mus\u00ed, aby to s podnik\u00e1n\u00edm nedopadlo katastrof\u00e1ln\u011b! A kdy\u017e nepomohou banky a jin\u00ed p\u0159\u00edsn\u00ed poskytovatel\u00e9 r\u016fzn\u00fdch podnikatelsk\u00fdch \u00fav\u011br\u016f, mus\u00ed se to prost\u011b zkusit i u nebankovn\u00edch spole\u010dnost\u00ed. A tady je i pro problematick\u00e9 \u017eadatele vhodn\u00fdm pomocn\u00edkem nebankovn\u00ed americk\u00e1 hypot\u00e9ka, kterou mohou m\u00edt kdykoliv jac\u00edkoliv vlastn\u00edci nemovitost\u00ed.Kdo tu d\u00e1 nemovitost do z\u00e1stavy, dostane pen\u00edze, kter\u00e9 pro sv\u016fj byznys pot\u0159ebuje. A sv\u011bt pro n\u011bj r\u00e1zem p\u0159estane b\u00fdt zase a\u017e tak nedokonal\u00fd.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dky se sh\u00e1n\u011bj\u00ed \u010dasto t\u011b\u017eko","item":"https:\/\/www.aest.cz\/pujcky-se-shaneji-casto-tezko\/#breadcrumbitem"}]}]